California

Getting a mortgage for your California home

It’s no surprise that California is a popular place to live. You can choose to have mountains or beaches in your backyard and even the forest or desert. There really is a little bit of everything for everyone. So, if you’re ready to get into your dream home and invest in California property, Andre Company is here to help.

From L.A. to San Francisco, or Sacramento to San Diego, our dedicated mortgage consultants can work with you to personalize a loan program to best suit your financial goals.

Already a California homeowner? We can also help with mortgage refinancing!

California mortgage rates and trends

2020 saw national mortgage rates drop to all-time lows in large part due to COVID-19. This resulted in millions of Americans taking advantage of low borrowing costs.

California mortgage rates followed that trend, but are seeing a gradual increase in 2021. That said, rates remain low by historical standards. In fact, regardless of when you took out a mortgage, it’s in your best interest to take advantage of a free mortgage review with a trustworthy lender. A lower rate could mean hundreds of dollars in monthly savings.

Debt-to-income ratio and credit scores aren’t the only factors that impact mortgage rates. Keep in mind, the lender you choose to work with plays a major role in your mortgage rate and loan program. Turn to the team at Andre Company for one of our many customizable California home mortgages, including FHA, VA, Conventional, USDA, and more.

Down payment assistance

California home buyers may qualify for down payment assistance. If you’re looking to purchase a California home, let us help you understand what options and grants* are available to you.

Be sure to ask about:

Chenoa
Dream Makers Grant
Forgivable and non-forgivable second mortgages
First-time home buyer incentives
Closing cost assistance
Tax credits

*Actual assistance amount may vary based on purchase city, credit score, and other financial requirements. Down payment assistance programs are at the city and/or state level, and they are not funded by Andre Company. A homebuyer education course may need to be completed prior to applying.

Check with your mortgage consultant about funding today!

Refinancing your mortgage

Is your monthly mortgage payment or interest rate too high?
Do you have high-interest debt holding you back?
Do you want to be mortgage-free sooner?

If you answered yes to any of these questions, now is the time to schedule a free mortgage review with one of our California mortgage consultants. Learn about the benefits of mortgage refinancing, and you could be looking at up to $1,000 a month in savings. When working with Andre Company, you can choose any loan term you need ten years and over! Just call a mortgage consultant to learn more.

Why Andre Company?

We’re a national mortgage lender that’s dedicated to making homeownership affordable. Competitive mortgage rates and no upfront fees are just the beginning. Our experienced mortgage consultants work hard to customize the right loan program for your financial goals. We’re able to complete most of the lending process online, creating an even faster experience for you.

We try to make it memorable, too. After all, this is not just a transaction. We’re always available to answer any mortgage-related questions after closing. We can also help with refinancing to a better rate or to get cash out. So, here’s to the start of a lifelong relationship!

Let’s build your home loan together